Linda Schick Belleville Real Estate Selling New Beginnings and Creating Happy Endings
Linda Schick

Mortgage Information


BEFORE YOU BUY—PRE QUALIFY

 

It is always best to pre qualify for a mortgage so you have an idea of the price range you will be looking in.

 

I have put together a group of Banks and Mortgage companies for your convenience. Please click on one and follow the link to find out what you can afford.

 

TD Canada Trust  http://www.tdcanadatrust.com/

Bank of Montreal  http://www4.bmo.com/

Bank of Nova Scotia  http://www.scotiabank.com/cda/index/0,,LIDen_SID19,00.html

CIBC https://www.cibc.com/ca/mortgages/

Royal Bank http://www.royalbank.ca/

Mortgage Intelligence http://www.mortgageintelligence.ca/default.aspx

The Mortgage Centre http://www.mortgagecentre.com/index.cfm

Canadian Motgages Inc.  Craig Nickerson-Senior Mortgage Specialist http://www.craignickerson.com

 


Buyers Information


NEEDS VS WANTS

 

As an experienced Real Estate Agent I can assist you in many different aspects of buying a home.   Make a list of needs and wants before you start your search, for the perfect home

 

¨ Where do I want to live? (community/general area)

¨ How much should I expect to spend on purchasing a home?

¨ Are schools a factor?

¨ Do I want an older home or a new one?

¨ What style of home do I prefer?

¨ Is being close to public transportation important

¨ How many bedrooms do I need?  How many would I like to have?

¨ How many bathrooms do I need? How many would I want?

¨ What features are important? (air conditioning, carpeting, ceramic floors, eat-in kitchen, separate laundry room, workshop, fireplace, garage)

 

Once you have an idea of what you want/need, I can assist you in buying a home. As a licensed Real Estate Agent I can:

 

¨ Screen the available homes in your desired neighbourhood to make sure the houses are in your budget and requirements.

¨ Give you information regarding taxes, utility costs, services and the local real estate market.

¨ Guide you through the viewing process showing you features you may not have noticed and problems you may not have spotted.

¨ Recommend expert help when needed such as home appraisals, home inspections.

¨ Manage your offers and counter offers and use my skills and experience to negotiate the best deal possible.

 

If you would like free no obligation information kit regarding Selling or Buying a home please contact me.

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